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India travel guide

From trekking the Himalayas to gazing in wonder at the Taj Mahal and everything in between, you'll be ticking India off your bucket list for a long time!

Where to go in India

Whether you're flying back home to catch up with family at a colourful, magical wedding, or visiting for the first time, get covered for that trip of a lifetime.

In a week you could explore India's Golden Triangle – fly to the nation's capital Delhi, where bazaars and mosques contrast with boutiques and colonial architecture. Next a day trip to the glorious Taj Mahal, then on to colourful Jaipur for its beautiful palace and fort.

Sticking to the north for scenery of the Himalayan kind, you could easily lose weeks in the tea estates of Darjeeling, where you can jump on their Toy Train for an unforgettable ride. You'll discover red pandas and rhododendrons up there too.

It's easy to fly into Mumbai, the home of Bollywood, hipster culture and an energetic entertainment scene, before seeking relaxation on the southwest coast's many beaches. A flight south takes you to Goa, a party-goers beach paradise, and Kerala, where you can sail on canal boats through backwaters or lounge on palm-lined beaches.

Over on the southeast coast bustling Chennai awaits – a gateway to a scenic trip down through Mamallapuran to see the Shore Temple that looks out over the Bay of Bengal, and onto seaside town of Puducherry with its beautiful French Quarter.

With so much to see and do, you'll need ages to explore this wonderful country. And once you've got a taste for the spice of India you'll be back again... with a travel insurance policy to cover you! 

India tips and travel advice

You want to stay healthy on your trip to India so you don’t miss out on any of the fun. Remember, India doesn't have a reciprocal medical agreement with Australia. Here are a few tips for your trip:

Dodging Delhi Belly

Steer clear of tap water, ice cubes and salads, and make sure your food is cooked thoroughly. There's heaps of vegetarian food in India, including sensational street food like golgappa, roti, bajjis and mouth-watering aloo tikka. Hydrate after with bottled water.

Bathing in the Ganges

A Hindu tradition, but best avoided unless you want to be visited by the Goddess of Sitala – the Goddess of Disease!

Changing money

You are allowed to change up to $100 per week in India – $100 notes are sometimes not accepted so use smaller notes. The 500 and 1000 rupee notes have been updated and replaced. Make sure you don't have (or receive) any old notes as banks won't replace them.

What to wear on your travels in India

Cover up your arms and legs both out of politeness and to protect your skin from the sun and mosquitoes. Carrying a light scarf is a great way to easily cover shoulders or to wear as a headscarf. A long, loose skirt is the way to go too – it's cooler in the heat!

What's the weather like in India?

It really depends where you are going, but as a general rule it's stinking hot in April, and May and June are off the scale. December to March are the best months to go when it's the cool, dry season, but air pollution can be a problem at this time. Monsoons hit between June to October, and cyclones from April to December.

India travel risks and warnings

Before you head off, check the government's Smart Traveller website for travel warnings for India. The site is constantly updated and currently asks that you exercise a high degree of caution due to potential terrorism risks and civil unrest. The usual petty theft occurs in India. Here are some tips and advice for your trip:


Vaccinate before you go

Visit your doctor a few months before you intend to travel to get up to date with vaccinations for India.  Influenza is an issue so ask your doctor if you need a jab.

Cover up to protect from mosquitoes

Malaria, Japanese encephalitis, chikungunya fever, filariasis and Dengue fever have all been reported in India, so wear loose clothing, have a good insect repellent and see your doctor for antimalarial medication. It's a good idea to make sure your accommodation is mosquito-proof too!

Be alert to scams

If you are scammed in India, make sure to make a report so you can lodge a claim through your travel insurance policy. Scams to look out for include card skimming, being sold a non-existent tour package, or being taken literally for a ride with a fake tour guide who might rob you. Drink spiking is also an issue in India.

Women travellers

Women can be subjected to harassment. Dress conservatively, avoid eye contact and don't travel alone.

Choose CGU travel insurance for your trip to India

It's important to get travel insurance that has you covered for the types of activities you'll enjoy in India.

If an emergency happens when you're in India you can contact us at anytime on our hotline +61 2 8895 0698. You can even reverse the charges.

If something happens that's not an emergency, for example your laptop is stolen, give us a call when you get home on 13 24 80, at any time. We'll set you up with your own claims specialist who'll support you throughout your claim.

Knowing what your travel insurance covers means you can relax and unwind, as we'll be looking after you.