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Renters insurance

A renters insurance policy can provide coverage to either repair your insured contents or replace them with new ones; so you won't be hundreds of dollars out of pocket following an incident.

Protect your valuable belongings while you rent

As a tenant, it’s sometimes hard to know what contents you need to cover. If you’re renting a house, unit or share house and want to protect your belongings, you might want to consider taking out renters insurance. Landlords are responsible for insuring their rental property building and any contents they own. However, landlord insurance policies generally do not cover tenants’ contents – their furniture, whitegoods, electrical appliances, clothing, personal effects and other possessions.

A great claims service

We go out of our way to make the claims process hassle-free, and pay valid claims as quickly as we can. After all, you’ve got other things to worry about.

New for old

If your saggy old sofa is damaged in a fire or flood, we’ll replace it with a new one. In other words, with our new-for-old replacement there’s no depreciation on your contents.

A roof over your head

Worried about where you'll sleep at night if the rental property you live in is significantly damaged as the result of an incident? As a tenant, CGU looks after you, providing temporary accommodation for up to 12 months.

  • Premium Cover

    Accidental damage

    As well as cover for events like flood, fire and theft, Premium will cover you for almost any type of accidental loss or damage.

    To really wrap your head around what's covered with this level of Renters Insurance, you should take a look at: Premium – Accidental Damage PDS

  • Quality Cover

    Listed events

    Get exceptional value for money with Quality cover, and know that you’re covered for a very wide range of natural disasters, weather events, breakins and more.

    To really wrap your head around what's covered with this level of Renters Insurance, you should take a look at: Quality – Listed Events PDS

  • Basic Cover

    Fundamentals

    Basic has you covered for floods, fires, break-ins and more.

    To really wrap your head around what's covered with this level of Renters Insurance, you should take a look at: Basic – Fundamentals PDS

Contents Insurance for Renters FAQ

Protect your belongings when renting

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