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Motorcycle Insurance

Choose a level of cover that suits your needs, with up to $30 million liability cover. Save with our No Claim Bonus on Comprehensive Motorcycle Insurance1.

Skid lid? Check. Leather jacket? Check. CGU motorcycle insurance? Check.

Cruiser? Scooter? Make sure it’s covered before you hit the open road. CGU has three levels of motorcycle insurance so you can get the right level of cover for your cherished wheels. Choose from Comprehensive, Third Party Fire and Theft, or Third Party Property Damage.

Choose the best protection

Want the highest level of cover for your motorcycle? You can’t go past CGU Comprehensive Motorcycle Insurance.

Industry leading liability cover

Like the sound of $30 million liability cover?

Your choice of repairer

If the time comes for a repair job, you’ve got the choice of who repairs your motorcycle.

New for old replacement

If your motorcycle’s less than a year old and is a total loss, we’ll buy you a new one (with our Comprehensive cover).

Uninsured motorist damage

Been in an accident with an uninsured motorist and it’s not your fault? We’ll help repair the damage.

Money back guarantee

Change your mind? No problem. You’ve got 21 days to cancel your policy for a full refund (as long as you haven’t made a claim).

Compare motorcycle insurance

Whether you want the best protection or something simple, you’ll find what you need at CGU. We’ve got three different policies to insure your motorcycle, each with different levels of cover.

Need help choosing the right insurance?

We’re here to help you tailor your motorcycle insurance policy to meet your needs. Our friendly CGU insurance specialists can answer all your questions, or you can turn to an insurance adviser for help in assessing your risk and working out the right cover.

Looking for motorcycle insurance in SA, WA or the NT?

Our motorcycle insurance is now only available through our partners in South Australia, Western Australia and the Northern Territory. If you would prefer to get your insurance direct from an insurer, you can visit NRMA Insurance to see their motorcycle insurance policies and get a quote.

If you already have a policy with us, we'll contact you if there are any changes to it in the future.

Go to NRMA Insurance

NRMA motorcycle insurance in SA, WA and NT is issued by Insurance Australia Limited, ABN 11 000 016 722 trading as NRMA Insurance. To see if this product is right for you, always consider the Product Disclosure Statement and Target Market Determination available from

Things you should know

1 Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount.

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