Accidental Damage Home Insurance

Enjoy ultimate peace of mind with our highest level of cover for your home and contents.


CGU Accidental Damage Home Insurance provides cover for your home and contents against almost any type of accidental loss or damage. This policy protects your contents both at home and anywhere in Australia or New Zealand, giving you even greater peace of mind.


Key features

  • Australia-wide cover for your contents against accidental loss or damage
  • Includes flood cover in all new policies and renewals issued from 1 February 2012  
  • Alternative accommodation expenses in addition to the sum insured
  • New-for-old replacement cover
  • Valuable items cover
  • 24/7 claims assistance service
  • Option to pay by the month



With this cover you'll also get



  • Increased landscaping cover
  • Architects' and legal fees in addition to the sum insured
  • Unlimited frozen foods cover
  • Increased protection for valuable items covered under general contents
  • Cover for contents left in the open air  


Get a quote online

Get a home insurance quote online immediately, or call CGU on 13 24 81 to get a quote over the phone.

Estimate the value of your home and items

Use our building and contents calculators to estimate what your home and items are worth1.

Things you should know

1 Building and contents calculators are provided by CoreLogic and should only be used as a guide. These calculators' estimates may be different than estimates you get during your quote. We do not guarantee the accuracy or currency of the estimates.