Padlock

CGU Padlock has been developed specifically for the commercial property owner. This ideal all-in-one policy offers comprehensive cover for commercial properties with values of up to $25 million, including material damage, machinery breakdown, OHS legal costs and commercial liability exposure.

This policy can be tailored to suit your individual insurance requirements, so you only pay for the cover you need, regardless of the size of your property. Lock and insure your commercial property with CGU Padlock today.

We've enhanced CGU Padlock with increased cover limits for…

Theft in open air

Cover for physical loss or damage to property as a result of theft

Read more in the PDS

Cost of cleaning drains

Cover for clearing service pipes, drains, gutters, or sewers, filters and pumps following an insured event

Read more in the PDS

Equipment hire costs

Cover for equipment on hire, subject to terms and conditions

Read more in the PDS

Accountant's fees

Cover for accountancy fees in the preparation of your claim

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Keys & locks

Cover for replacement of keys or locks to restore the security of your premises

Read more in the PDS

Unoccupied premises

Cover for premises that may have been unoccupied for up to 90 days

Read more in the PDS

Break ins, glass and theft

Cover for breakage of glass

Read more in the PDS

Rental upgrades

Cover for upgrades to return your property to a rentable condition

Read more in the PDS

Tax audit

Cover for the costs of professional fees for an audit or investigation

Read more in the PDS

Money

Cover for money, subject to terms and conditions

Read more in the PDS

Theft by employees

Cover for acts of fraud or dishonesty committed by an employee

Read more in the PDS

Liability section

Cover for compensation you are legally liable to pay for personal injury, property damage or advertising injury

Read more in the PDS