CGU Padlock has been developed specifically for the commercial property owner. This ideal all-in-one policy offers comprehensive cover for commercial properties with values of up to $25 million, including material damage, machinery breakdown, OHS legal costs and commercial liability exposure.
This policy can be tailored to suit your individual insurance requirements, so you only pay for the cover you need, regardless of the size of your property. Lock and insure your commercial property with CGU Padlock today.
We've enhanced CGU Padlock with increased cover limits for…
Theft in open air
Cover for physical loss or damage to property as a result of theft
Cost of cleaning drains
Cover for clearing service pipes, drains, gutters, or sewers, filters and pumps following an insured event
Equipment hire costs
Cover for equipment on hire, subject to terms and conditions
Cover for accountancy fees in the preparation of your claim
Keys & locks
Cover for replacement of keys or locks to restore the security of your premises
Cover for premises that may have been unoccupied for up to 90 days
Break ins, glass and theft
Cover for breakage of glass
Cover for upgrades to return your property to a rentable condition
Cover for the costs of professional fees for an audit or investigation
Cover for money, subject to terms and conditions
Theft by employees
Cover for acts of fraud or dishonesty committed by an employee
Cover for compensation you are legally liable to pay for personal injury, property damage or advertising injury
Lock and insure your commercial property with CGU Padlock today.
Login to the CGU Portal to get your CGU Padlock quote. Or if you need help getting access to the CGU Padlock quote and bind system please speak with your CGU representative. Alternatively, you can email CGUhelp@cgu.com.au or call 1300 781 780.
Forms & Downloads
- Padlock Product Disclosure Statement (for policies started or renewed from 31 March 2021)(PDF, 1 mb)
- CGU Padlock Policy Wording and Change of Insurer Endorsement (for policies started or renewed from 1 August 2017)(PDF, 762 kb)
- Rent default guide(PDF, 605 kb)
- Comparison chart(PDF, 95 kb)
- Padlock customer flyer(PDF, 403 kb)
- Promotion terms and conditions(PDF, 228 kb)