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Call +61 3 9601 8222Having enough insurance
In the unfortunate event that something catastrophic were to happen, do you have enough insurance to cover the cost of rebuilding your entire home and replacing all your contents?
What is underinsurance?
Underinsurance can happen when you don’t have enough insurance to cover the costs of rebuilding your home or replacing your home’s contents.
While underinsurance can happen with any type of policy, it is most common with home and contents.
If you’re underinsured, it means that if something happens to your home or contents, you won’t have enough insurance to rebuild and cover your loss.
Sometimes you can become underinsured over time – as you gradually accumulate more possessions, or the costs of building materials and rebuilding your home increases over time. It’s important you review the amount you are insured for regularly, to check that you still have the cover you need.
Calculating the cost to rebuild and the value of your contents