Trades insurance

Custom-designed insurance for tradies. Choose your cover online in just a few easy steps.

Cover designed for tradies

This Trades Insurance offer has been developed by experts so you can pick the right insurance package for your business. With the flexibility to choose what you need, this is the easiest way to get insurance online.

CGU Trades Insurance covers you for:

Liability Insurance

CGU's liability insurance helps you get on site and protect your business. CGU’s Liability Insurance is designed to protect your business against liability claims resulting from accidents or injuries that occur as result of your business activities, and accidental damage to property owned or controlled by someone else.

Our trades cover lets you choose the level of liability cover that works for your business.

For the full list of policy inclusions and exclusions, download the Policy Wording.

Tool Cover

Flexible Tool Cover that keeps you in business.

We understand that without your tools you can’t work. If they get stolen, damaged or lost we will get them replaced so you can get back to work asap.

Our tool cover lets you:

  • Select the right level of tool cover for your business

For the full list of policy inclusions and exclusions, download the Policy Wording.

Commercial Motor Vehicle Insurance

Insurance to cover your work vehicle and trailer. Pick and choose what cover will suit you best and purchase online today.

For the full list of policy inclusions and exclusions, download the Policy Wording.


Need more help? Find an advisor to get the help of a professional

Policy Documents

Complete coverage for your business

Our selection of products and services ensure all aspects of your livelihood can be protected. Even if you can't get it online, a complete range of business cover options are just a phone call away.

Additional insurance to consider:

  • Workers compensation
  • Personal accident and injury
  • Business interruption

To speak to one of our business insurance experts call us on on 1300 138 557 or speak to an insurance adviser.

Get a Quote Online

Get a trades insurance quote online immediately, or call CGU on 13 24 81 to get a quote over the phone.

Why choose our trades insurance?

We understand running a business is time consuming. That's why we take the hard work out of insurance so you can get on with your life.

  • Cover developed by business experts for tradies
  • 24/7 claims support right across Australia
  • Flexibility to choose the cover options that best suit your business
  • Online quote and purchase available to a wide range of trades
  • Annual and monthly payment options
  • Purchase online and receive your Certificate of Currency right away.


We pay on average $1.3 billion per year for claims.


We pay on average 98% of all claims received.


24/7 claims anywhere in Australia.


Our national network of over 500 preferred suppliers can help you wherever you are.

Making a claim

It's the little things we do that help get your business back on track fast. We've made the claims process simple and hassle free.

Need to make an insurance claim?

Call 13 24 80

24/7 claims can be made Australia-wide

Email ua.moc.ugc@smialc