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Getting the right home and contents insurance in Victoria

Are you one of the 5.6 million people living in Victoria? Or are you thinking about moving here? Why wouldn’t you? This tiny Australian State has something for everyone. Just make sure that your home and contents insurance is up to the task of covering you.

Perks of living in Victoria

Melbourne has been voted world’s most liveable city so many times now, you’d think the title would lose its lustre. But no, it’s a remarkable crown and Melbourne wears it proudly.

Whether you live in the capital city or somewhere else in Victoria, it’s a great perk to know that you live in striking distance of the best health care, education, culture and infrastructure that the world has to offer. No matter where you live in Victoria, a major city centre – be it Melbourne, Geelong, Ballarat or Bendigo – is only ever a few hours away.

Despite its small size, the State still boasts extraordinary diversity. You could choose to live on one of the beautiful coastlines, or the high country, or a world-renowned wine region. You may be looking for a smaller city with great schools to support your growing family.

Victoria has it all … you just need to know where to look.

Get inspiration for where to live in Victoria

Insurance tips for living in Victoria

While Victoria is a certainly a beautiful place to live, it’s not immune to natural disasters. The state has suffered more than its fair share of bushfires, severe storms and floods.

These devastating disasters have caused billions of dollars in damage to property – and many homeowners who come out the other side of these tragic events discover that their destroyed properties were under-insured.

When you’ve just suffered through the emotional and physical trauma of a natural disaster, the words ‘under-insured’ are the last thing you want to hear. That’s why, if you’re living in Victoria, it’s important to ensure that you have adequate home and contents insurance. This way, if your home is damaged or destroyed, you’ve got the peace of mind that it will be replaced.

A common trap for under-insurance is that people put their policy in ‘set and forget’ mode. But the value of your house may grow over time – particularly if you make additions or improvements. Plus, the value of your contents can easily grow as you purchase more big-ticket items.

Need to check your insurance?

Whether you’re moving to Victoria or are a dyed-in-the-wool local, it pays to check your home insurance regularly to make sure you’ve got the right amount of cover.