Difference in Conditions offer

As part of bringing you the best of both Lumley and CGU, we are offering partners a “difference in conditions” (DIC) arrangement for the new CGU products that have replaced existing CGU and Lumley products.

The DIC will cover what might be an instance where the old Lumley or CGU policy would have provided cover for a claim where the new policy does not, or where the old policy would have provided cover for a greater amount than the new policy.

The DIC will apply for a two year period (the first year of the new policy and the first renewal of that policy). 

For more information about the Difference in Conditions offer, and what policies it applies to, please contact your Business Relationship Manager.