Retail businesses

Our research has shown the following cover options are popular within the retail industry.

What insurance is popular in your industry?

Four in every five Australian businesses are underinsured. The consequences of this can leave your business exposed to huge financial and legal risk. With that in mind, it’s never been more important to work out the insurance requirements for your business.

Every business is different and has different insurance needs. We’ve researched insurance for different industries, so you can find out what cover options are popular in the retail industry.

Property and fire

92% of retail businesses with CGU use this cover to insure their premises from damage to buildings, contents and stock caused by fire & perils and accidental damage.

Product and public liability

90% of retailers with CGU use Product and public liability insurance to protect themselves and their business against a range of legal liabilities, including personal injury and property damage.


76% of CGU retail clients use theft insurance to cover theft of business contents or stock, or theft of money.


65% of our clients insure for breakage of internal and external glass and signs.

Workers compensation

66% of our Retail clients enjoy CGU’s expertise in workers compensation, from managing claims and getting your staff back on their feet.

Learn more about worker’s compensation

While this is what most retail customers insure, your needs may be different. Want to learn more? Find an insurance adviser or call us on 13 24 81.

Speak with a business insurance specialist

Our team of friendly business insurance specialists can help you understand what covers are available for your business.

Need this coverage
and more?

This product is part of the Business pack