We give you the peace of mind you need by giving you confidence that if the unexpected happens, we’ve got you covered; without making you pay for insurance you don’t need.
Part of running a business is figuring out how to balance all the different aspects of your work and that means that you’re constantly juggling tasks. One moment you’re training new recruits, the next you may be meeting with clients and then finally installing solar panels. Because all instances involve a level of risk where someone could get injured or something could go wrong, you need to make sure you’re protected if the unexpected happens.
That's why we offer you the following:
Public and Products Liability Insurance
Public Liability Insurance can protect your business against claims made against your business by a third party (suppliers, customers etc.) due to an injury to them or damage caused to their property in connection with your work/business. It could happen if you negligently damage client’s roof while installing the panels.
Product Liability can cover you in case there is an unintentional defect in your work that results in you or your business being held responsible for causing damage to a client and/or their business. It could happen if there is fire damage to a client’s property due to faulty solar power wiring. We can provide protection if you or your business is found liable.
We know you would find it near impossible to work without your tools, so we can provide cover if they are damaged or stolen. And you can customise the cover that is most suitable to your business so that you’re not paying for insurance you don’t need.
Portable electronic goods
On site or visiting clients; you are constantly running your business and must stay connected. Whether you’re making phone calls, checking invoices or sending emails on your smart phone, tablet or laptop; your electronic devices are an integral part of your business and we understand that they must be replaced as soon as possible if they are damaged or stolen. Customise the policy to cover your specific needs, so your not paying for insurance you don’t need.
Make sure you are still able to get to worksites in the event of your work vehicle being damaged or stolen. Choose and customise the policy that covers you best.
CGU are proud of our superior claims services, so when disaster strikes call131340 and you will be in the capable hands of one of our experienced claims