Regardless of the site or task, all handyman and property maintenance jobs carry a risk of injury to someone else or damage, which is why it’s important to make sure you’re covered in case the unexpected happens.
CGU’s range of handyman and property maintenance coverage is designed with these needs in mind.
That’s why we offer the following:
Public and Products Liability Insurance
The constantly changing nature of a handyman and property maintenance person’s work conditions means you’ll often walk into new situations with unknown dangers to you and to third parties. That’s why it’s wise to protect yourself in advance with Public and Product Liability Insurance.
Public liability insurance can protect you against legal liability arising out of property damage or personal injury to a third party in connection with your work. Such a claim could occur if a homeowner trips over your tool box and breaks their ankle and blames you.
Products liability insurance is designed to provide protection from claims of injury or damage arising from an unknown defect in your products that results in you or your business being held liable to a client. For example if you were tosupply a faulty cleaning agent to a client that may damage a client’s property, products liability insurance could provide protection for a claim against you by the client .
As a handyman, you encounter a great variety of problems that require different kinds of tools to fix, which is why it’s vital that you never lose access to your tools. That’s why tool insurance is vital.
Portable electronic goods
CGU know small businesses rely on their electronic devices such as phones, laptops and tablets to stay connected while on site whether it’s talking to customer or looking up the next job location. Portable electronic goods insurance can protect your business if anything happens to these items.
Getting yourself and your tools to different sites multiple times a day is key to a smoothly run handyman and home maintenance business. That’s why Commercial Motor Insurance is essential as it may assist you to get yourself and your equipment to site should your vehicle be damaged or stolen.
CGU is proud of our superior claims service, so when things go wrong call 131340 and you’ll be in the capable hands of one of our experienced claims consultants.