But regardless of the specifics of your role, all electrical work has the potential to result in someone being injured, so it’s important to be covered for when things go wrong. It is also necessary to tailor your cover to exactly what you need so that you don’t pay extra for unnecessary extras.
That’s why CGU offer the following:
Public and Products Liability Insurance
Any electrician’s site or workplace is a minefield of potential dangers that can ruin a business, which is why Public and Products Liability Insurance isn’t only a good idea, but is also required for many contractors to even set foot on site.
Public Liability Insurance protects you against legal liability arising out of property damage or personal injury to a third party as a result of your work.
Products Liability insurance is designed to protect you from claims of injury or damage arising from work you’ve done.
Electricians are dependant on their work tools, so it’s important to protect yourself should they damaged or stolen and choose the level of cover that is right for you.
Portable electronic goods
Whether you’re making phone calls, checking schematics or sending emails, your ability to successfully run your business is dependant on electronic devices, which is why it’s vital to protect yourself against the cost and hassle that can result from them being lost or stolen.
Your vehicle is perhaps your most valuable work tool, so Commercial Motor Insurance is essential to make sure you’re still able to get around should your vehicle be damaged or stolen.
CGU is proud of our superior claims service, so when things go wrong call 131340 and you’ll be in the capable hands of one of our experienced claims consultants.
Find more information about our Trade Insurance policies here.