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Whether you need make a claim or to ask a question we're only a phone call away.

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Call13 24 80

24 hours, 7 days a week

For general enquiries

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8:30am to 5:00pm AEDST, Monday to Friday

Business Insurance
8:00am to 8:00pm AEDST, Monday to Friday

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Insurance for tradies

Whether you're a carpenter, electrician, painter, plumber or other tradie, our Insurance for tradies can help protect your business. Choose your cover online in just a few easy steps.

Speak to us on 13 24 81

Save up to 10% when you buy a new Business Insurance policy online1. 1Conditions apply

Cover designed for tradies

Our Insurance for tradies provides insurance protection tailored to the needs of tradies. Whether you’re a plumber, electrician or landscape gardener, it offers flexible cover for your business. Our Insurance for tradies offers you the flexibility to tailor your package by choosing from multiple levels of public liability insurance, flexible tool cover and commercial vehicle insurance as options.

Insurance for tradies can cover:

  • Public and product liability

    Protect your business against claims for accidental damage or injury caused to an individual or their property as a result of your work.

  • Commercial motor vehicles

    Covers the motor vehicles you use to operate your business.

  • Personal accident and illness

    Provides a weekly benefit in the event of certain injuries, accidents or illnesses.

  • Portable property

    Covers you for loss, damage or burglary for insured property (e.g. tools) you take on the road with you or stored at a worksite away from your main premises.

  • This is a summary only, for the full details of what is and is not covered, please read the Business Insurance Product Disclosure Statement.

Get a Business Insurance quote

Want a quick quote right away? You can get a quote and buy your Business Insurance online in minutes. Need help choosing the right insurance? Our Business Insurance specialists can help answer your questions, or help you find an insurance broker if you need more help.

Business Insurance FAQs

Understanding public liability

Public liability explained

Wondering what's covered under Public Liability insurance?  Find out on the CGU Blog

Things you should know

1 You can save up to 10% on the Business Insurance 'base premium' when you first purchase online. The base premium doesn't include any government or statutory charges. You will only get a discount on your first year's premium. Discounts only apply until you reach your minimum premium, so your discount might be limited by your minimum premium. When we calculate your premium on renewal, we may also limit any increases or decreases by considering factors like your previous year’s premium. This online offer may be withdrawn at any time and is subject to the full terms and conditions.

We help tradies see it through

  • Trusted by thousands of businesses

    CGU is a leading business insurer, providing cover for more than 100,000 businesses and over one million motor vehicles.
  • Experience counts

    With 160 years of insurance experience behind us, you can trust CGU to help you out when you need it most.
  • Support through claims

    It’s easy to make a claim with CGU. Get started any time of the day or night. We'll help you through the process and get you back in business quickly.
  • Pay by the month for no extra cost

    Prefer paying your insurance in monthly instalments? Set up direct debit with us and pay by the month at no additional cost.