CGU’s Office Package provides all-in-one protection for people who operate their business from an office and lets you tailor your cover to suit your individual business.
This packaged protection is designed for people who operate their business from an office, including medical and health, financial services, professionals, consultants and administrative services.
CGU’s Office Package can be tailored to suit your business needs. This customisable insurance provides a range of different insurance types all under one policy – making it easy to insure your whole business.
Fire and other defined events
This covers damage to buildings and contents caused by fire and perils. It includes:
The interruption to trading following a fire or other insured event can often have more serious financial implications for your business than the actual damage itself. Business interruption covers the shortfall in your business income caused by the interruption to your business after an insured loss. It includes:
This covers money in transit or bank safe, on premises, whilst in a safe and in private residencies. It includes:
This covers breakage of internal and external glass and signs. It includes:
Public liability and Products liability
This covers your legal liability to pay compensation for personal injury or property damage. This can also include liability arising from product defects. It includes:
This covers fraud or dishonesty by your employees. It includes:
This covers damage to machinery from mechanical, electrical and electronic breakdown and goods in cold chambers against deterioration.
This covers fire, theft and breakdown cover for computers and electronic equipment.
This cover is primarily designed for property (excluding stock) which is moved around, like tools or professional equipment.
This covers costs incurred by your accountant or registered tax agent (after receiving notification from the Australian Tax Office) in conducting an audit or investigation in relation to your liability to pay tax. It includes:
Note: This is a general description of cover only – full details are set out in the Policy Wording document