Hospitality

You have a passion for making great coffee and creating amazing meals. Our business insurance has the coverage to protect your business.

Addtional cover options

• Business Interruption. Covers the loss of profits after your business suffers damage due to an insured event, such as a fire or storm and the business is closed for the process of rebuilding or repairing the damage. If you are no longer able to trade because of this event, you can continue to receive a cash flow to help ensure your business returns to its normal operation
• General Property. Cover provides you with protection for loss or damage or burglary of property such as tools, when you take them with you on the road or at the work site
• Machinery. Covers breakdown of cash registers, cool rooms, display fridges or air conditioners
• Fraud and Dishonesty. Provides cover for you against loss of money caused by any fraudulent or dishonest act or omission by an Employee with the clear intent of making improper personal financial gain
• Electronic Equipment. Covers you for breakdown of office equipment such as computers, printers, fax machine and phone equipment
• Motor Vehicles. Covers you for business motor vehicles and mobile plant used to operate your business
• Tax Audit. Provides you cover for the cost of professional fees resulting from an audit or investigation which relates to you paying a tax
• Multiple Risks. Covers you for accidental loss or damage to specified items of property anywhere in Australia or New Zealand