Wherever you are, CGU will help you see it through.
Domestic Services & Repairs
If your business provides handyman, domestic cleaner, pet groomer or dressmaker services, our business insurance has the coverage to protect your business.
Most popular types of cover
Choosing the right cover for your business can be complicated. To help you with making these important decisions, we have provided you with the coverage that most businesses like yours choose:
Public and Product Liability. Covers claims against you for negligent acts in connection with your business that results in personal injury or property damage
General Property. Provides you with protection for loss or damage or burglary of property such as tools, when you take them with you on the road or at the work site
Fire and Defined Events. Can protect you against loss or damage to your business tools, equipment, contents, stock or a building in the event of a fire, lightning, explosion, earthquake, impact including falling trees, malicious damage and storm damage at the business premises
Personal Accident and Illness. Protects your income should you suffer an injury or illness that prevents you from completing your normal work duties. This can provide cover for the self employed where there is no access to sick leave
Burglary. Covers you from an unknown person(s) breaking into your premises, or the premises you are renting, and stealing your business stock, contents or equipment
View more cover options
Motor Vehicles. Covers you for business motor vehicles and mobile plant used to operate your business
Money. Covers money being stolen from your premises
Multiple Risks. Covers you for accidental loss or damage to specified items of property anywhere in Australia or New Zealand
Tax Audit. Provides you cover for the cost of professional fees resulting from an audit or investigation which relates to you paying a tax
Fraud and Dishonesty. Provides cover for you against loss of money caused by any fraudulent or dishonest act or omission by an employee with the clear intent of making improper personal financial gain
Electronic Equipment. Covers you for breakdown of office equipment such as computers, printers, fax machine and phone equipment
Machinery. Covers breakdown of cash registers, cool rooms, display fridges or air conditioners
Glass. Covers breakage to shop front windows, glass shelving or display cabinets, sign writing and advertising signs
Business Interruption. Covers the loss of profits after your business suffers damage due to an insured event, such as a fire or storm and the business is closed for the process of rebuilding or repairing the damage. If you are no longer able to trade because of this event, you can continue to receive a cash flow to help ensure your business returns to its normal operation
Note: This is a general description of cover only – full details are set out in the Policy Wording document
Forms & Downloads
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I purchased my policy directly online or over the phone
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I purchased my policy via broker, intermediary or advisor