Wherever you are, CGU will help you see it through.
Commercial Property Owners insurance
Protect your commercial property against damage, theft and liability.
Protect your commercial property
If you own your business premisis, you'll want to make sure your commercial property is protected as well as your business operations.
CGU's Property Owners insurance is flexible, and can be tailored to protect your commercial property and business from a broad range of risks.
Commercial property owners often take out cover for the following types of events:
Fire and defined events
Covers your business premises from damage to buildings, contents, stock, tools and equipment caused by fire, natural perils like storms, and/or malicious damage.
Glass
Covers breakage to shop front windows, glass shelving, display cabinets, sign writing and advertising signs.
Public liability
Protect your business against claims for damage or injury caused to an individual or their property as a result of your work.
Business interruption
Covers you for the loss of profits after your business is closed or in the process of rebuilding following damage caused by an event you are insured for (eg fire or storm damage).
Pay monthly
You can pay monthly at no extra cost to help your business manage cash flow.
More cover options
The majority of property owners have the covers listed above, however you may want to consider the following covers for your business:
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Theft and burglary
Protect your farm contents, stock and equipment from theft and damage caused by a break in.
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Machinery breakdown
Covers breakdown of machinery you need to run your business – for example, cash registers, salon equipment or air conditioners.
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General property
Covers you for loss, damage or burglary for property (eg tools) you take on the road with you or stored at a worksite away from your main premises.
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Fraud and dishonesty
Covers you against loss of money caused by any fraudulent or dishonest act or omission by an employee with the clear intent of making improper personal financial gain.
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Electronic equipment
Covers you for breakdown of office equipment such as computers, printers, fax machine and phone equipment
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Commercial vehicles
Covers the motor vehicles you use to operate your business.
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Tax audit
Covers the cost of professional fees resulting from an audit or investigation which relates to you paying a tax.
This is a summary only, for the full details of what is and is not covered, please read the Business Insurance Product Disclosure Statement.
Get a commercial property owners quote
Want a quick quote right away? You can get a quote and buy your business insurance online in under 3 minutes. Need help choosing the right insurance? Our CGU business insurance specialists can help answer your questions, or help you find an insurance broker if you need more help.