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Commercial Property Owners insurance

Protect your commercial property against damage, theft and liability. 

Save up to $100 when you buy small business insurance online*. *Conditions apply

Protect your commercial property

If you own your business premisis, you'll want to make sure your commercial property is protected as well as your business operations. 

CGU's Property Owners insurance is flexible, and can be tailored to protect your commercial property and business from a broad range of risks. 

Commercial property owners often take out cover for the following types of events:

More cover options

The majority of property owners have the covers listed above, however you may want to consider the following covers for your business:

  • Theft and burglary

    Protect your farm contents, stock and equipment from theft and damage caused by a break in.

  • Machinery breakdown

    Covers breakdown of machinery you need to run your business – for example, cash registers, salon equipment or air conditioners.

  • General property

    Covers you for loss, damage or burglary for property (eg tools) you take on the road with you or stored at a worksite away from your main premises.

  • Fraud and dishonesty

    Covers you against loss of money caused by any fraudulent or dishonest act or omission by an employee with the clear intent of making improper personal financial gain.

  • Electronic equipment

    Covers you for breakdown of office equipment such as computers, printers, fax machine and phone equipment

  • Commercial vehicles

    Covers the motor vehicles you use to operate your business.

  • Tax audit

    Covers the cost of professional fees resulting from an audit or investigation which relates to you paying a tax.

This is a summary only, for the full details of what is and is not covered, please read the Business Insurance Product Disclosure Statement.

Get a commercial property owners quote

Want a quick quote right away? You can get a quote and buy your business insurance online in under 3 minutes. Need help choosing the right insurance? Our CGU business insurance specialists can help answer your questions, or help you find an insurance broker if you need more help.