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Commercial Property Owners insurance

Protect your commercial property against damage, theft and liability. 

Save up to $100 when you buy small business insurance online*. *Conditions apply

Protect your commercial property

If you own your business premises, you'll want to make sure your commercial property is protected as well as your business operations. CGU's Property Owners insurance is flexible, and can be tailored to protect your commercial property and business from a broad range of risks.

Commercial property owners often take out cover for the following types of events:

  • Fire and defined events

    Covers your business premises from damage to buildings, contents, stock, tools and equipment caused by fire, natural perils like storms, and/or malicious damage.

  • Glass

    Covers breakage to shop front windows, glass shelving, display cabinets, sign writing and advertising signs.

  • Public liability

    Protects your business against claims for damage or injury caused to an individual or their property as a result of your work.

  • Business interruption

    Covers you for the loss of profits after your business is closed or in the process of rebuilding following damage caused by an event you are insured for (eg fire or storm damage).

  • Pay monthly

    You can pay monthly at no extra cost to help your business manage cash flow.

  • This is a summary only, for the full details of what is and is not covered, please read the Business Insurance Product Disclosure Statement.

More cover options

Get a commercial property owners quote

Want a quick quote right away? You can get a quote and buy your business insurance online in under 3 minutes. Need help choosing the right insurance? Our CGU business insurance specialists can help answer your questions, or help you find an insurance broker if you need more help.