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Insurance for Commercial Property Owners

Business Insurance can help protect your small business. Choose your cover online in just a few easy steps.

Speak to us on 13 24 81

Business Insurance quote

You can get a range of cover

Business Insurance is flexible and can be easily customised to meet your business’ needs.

You can choose from a range of options to cover your business, from Public Liability cover to protection for your work tools, commercial vehicles, and more.

  • Property

    Covers your business premises for damage to buildings, contents, stock, tools and equipment caused by fire, natural perils like storms, and/or malicious damage.

  • Theft and money

    Covers you if a person breaks into your premises (or the premises you are renting) and steals your business stock, contents, equipment or money.

  • Public and product liability

    Protects your business against claims for accidental damage or injury caused to an individual or their property as a result of your work.

  • Glass

    Covers breakage to shop front windows, glass shelving, display cabinets, sign writing and advertising signs.

  • Machinery

    Covers breakdown of certain machinery you need to run your business – for example, cash registers, salon equipment or air conditioners.

  • This is a summary only, for the full details of what is and is not covered, please read the Business Insurance Product Disclosure Statement.

Looking for policy documents?

Log in to CGU Online to download your Certificate of Currency or Certificate of Insurance.

Or you can:

Request Certificate of Currency Request Certificate of Insurance Request Tax Invoice

More cover options

You can also consider these other covers for your business.

  • Business interruption

    Covers a shortfall in your gross profit if your business is interrupted by an incident we cover.

  • Portable property

    Covers you for loss, damage or burglary for insured property (e.g. tools) you take on the road with you or stored at a worksite away from your main premises.

  • Personal accident and illness

    Provides a weekly benefit in the event of certain injuries, accidents or illnesses.

  • Employee dishonesty

    Covers you against loss of money caused by any fraudulent or dishonest act by an employee with the clear intent of making improper personal financial gain.

  • Machinery

    Covers breakdown of machinery you need to run your business, for example cash registers, salon equipment or air conditioners.

  • Commercial motor vehicles

    Covers the motor vehicles you use to operate your business.

  • Tax investigation

    Covers the cost of professional fees resulting from an audit or investigation which relates to you paying a tax.

  • This is a summary only, for the full details of what is and is not covered, please read the Business Insurance Product Disclosure Statement.

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