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Business Insurance
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Call +61 3 9601 8222Insurance for Commercial Property Owners
Business Insurance can help protect your small business. Choose your cover online in just a few easy steps.
You can get a range of cover
Business Insurance is flexible and can be easily customised to meet your business’ needs.
You can choose from a range of options to cover your business, from Public Liability cover to protection for your work tools, commercial vehicles, and more.
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Property
Covers your business premises for damage to buildings, contents, stock, tools and equipment caused by fire, natural perils like storms, and/or malicious damage.
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Theft and money
Covers you if a person breaks into your premises (or the premises you are renting) and steals your business stock, contents, equipment or money.
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Public and product liability
Protects your business against claims for accidental damage or injury caused to an individual or their property as a result of your work.
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Glass
Covers breakage to shop front windows, glass shelving, display cabinets, sign writing and advertising signs.
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Machinery
Covers breakdown of certain machinery you need to run your business – for example, cash registers, salon equipment or air conditioners.
Looking for policy documents?
Log in to CGU Online to download your Certificate of Currency or Certificate of Insurance.Or you can:
Request Certificate of Currency Request Certificate of Insurance Request Tax InvoiceMore cover options
You can also consider these other covers for your business.-
Business interruption
Covers a shortfall in your gross profit if your business is interrupted by an incident we cover.
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Portable property
Covers you for loss, damage or burglary for insured property (e.g. tools) you take on the road with you or stored at a worksite away from your main premises.
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Personal accident and illness
Provides a weekly benefit in the event of certain injuries, accidents or illnesses.
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Employee dishonesty
Covers you against loss of money caused by any fraudulent or dishonest act by an employee with the clear intent of making improper personal financial gain.
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Machinery
Covers breakdown of machinery you need to run your business, for example cash registers, salon equipment or air conditioners.
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Commercial motor vehicles
Covers the motor vehicles you use to operate your business.
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Tax investigation
Covers the cost of professional fees resulting from an audit or investigation which relates to you paying a tax.
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This is a summary only, for the full details of what is and is not covered, please read your PDS.
Forms and downloads
- Business Insurance PDS (for policies starting from 8 October 2021, or renewed from 13 November 2021)
- Business Insurance PDS (for policies starting from 30 May–7 October 2021, or renewed from 30 May–12 November 2021)
- Business Insurance PDS (for policies starting or renewed from 31 March–29 May 2021)
- Business Insurance PDS (for policies starting from 6 Sep 2020–30 Mar 2021, or renewed from 17 Oct 2020–30 Mar 2021)
- Target Market Determination
- Key Facts Sheet for Home Contents Policy in Business Insurance (policies starting 1/12/18–5/9/20, or renewed 1/12/18–16/10/20)
- Key Facts Sheet for Home Building Policy in Business Insurance (policies starting 1/12/18–5/9/20, or renewed 1/12/18–16/10/20)