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Commercial property and strata

Protect your commercial property or commercial strata with comprehensive cover

Protect your commercial property or commercial strata

CGU’s commercial property insurance, CGU Padlock, offers comprehensive cover for commercial properties with values up to $200 million, including material damage, machinery breakdown, OHS legal costs and commercial liability exposure.  You can tailor your coverage to ensure you’re only paying for the cover you need, regardless of the size or type of your property.

Commercial strata insurance 

Commercial strata insurance is designed to protect the specific insurance needs of commercial strata title properties, which aren’t always catered for under a standard commercial property insurance policy.  Some of the additional covers available under a commercial strata policy include officer bearers’ liability cover and voluntary workers personal accident cover. 

Our Padlock commercial property and commercial strata products are available through brokers and authorised representatives. An insurance broker can give you advice to make sure you have the right cover for your business needs.

Commercial property insurance for small businesses

Are you a small business owner who also owns your business premisis?  You may want to consider CGU's Commercial Property Owners insurance, which is tailored to smaller commercial properties, and available to quote online.  If you have a larger property, or want tailored advice, our products are also available through brokers and authorised representatives.