Commercial property and strata
Protect your commercial property with comprehensive cover
Protect your commercial property
CGU’s commercial property insurance, CGU Padlock, offers comprehensive cover for commercial properties with values up to $25 million, including material damage, machinery breakdown, OHS legal costs and commercial liability exposure. You can tailor your coverage to ensure you’re only paying for the cover you need, regardless of the size or type of your property.
Our Padlock commercial property product is available through brokers and authorised representatives. An insurance broker can give you advice to make sure you have the right cover for your business needs.
Commercial property insurance for small businesses
Are you a small business owner who also owns your business premisis? You may want to consider CGU's Commercial Property Owners insurance, which is tailored to smaller commercial properties, and available to quote online. If you have a larger property, or want tailored advice, our products are also available through brokers and authorised representatives.
Forms and downloads
- Padlock Policy (for policies starting or renewed from 2 April 2022)
- Padlock Policy (for policies starting or renewed from 30 May 2021–1 April 2022)
- Padlock Policy (for policies starting or renewed from 31 March–29 May 2021)
- Padlock Policy (for policies starting or renewed from 1 August 2017–30 March 2021)
- Padlock Flyer