CGU’s Business Package provides a wide range of business insurance protection and lets you tailor the cover you need for your business.
Whether you are in the business or retail, CGU’s Business Package can be tailored to suit your business needs. This customisable business insurance provides a range of different insurance types all under one policy – making it easy to insure your whole business with one policy.
Business package lets you customise your insurance with these 15 sections of cover
This covers damage to buildings, contents and stock caused by fire, perils and accidental damage. It includes:
The interruption to trading following a fire or other insured event can often have more serious financial implications for your business than the actual damage itself. Business interruption covers the shortfall in your gross profit caused by the interruption to your business after an insured loss. It includes:
This covers theft of business contents or stock, or theft of money.
This covers breakage of internal and external glass and signs. Includes:
This covers your legal liability to pay compensation for personal injury or property damage. It includes:
This covers fraud or dishonesty by your employees. It includes:
This covers damage to machinery caused by breakdown or damage to boilers and pressure equipment caused by explosion and collapse. Refrigerated or frozen goods can also be covered against deterioration.
This covers fire, theft, accidental damage, breakdown and business interruption cover for computers and electronic equipment.
This cover is primarily designed for property (excluding stock) which is moved around, such as tools or professional equipment.
This covers costs incurred by your accountant or registered tax agent (after receiving notification from the Australian Tax Office) in conducting an audit or investigation in relation to your liability to pay tax. It includes:
Note: This is a general description of cover only – full details are set out in the Policy wording