If you or one of your employees has been injured at work, workers’ compensation will help you:
Appropriate coverage can help defray the high associated costs from workplace injuries.
CGU will work with you, your doctor or your employer to make your return to work as smooth and safe as possible.
Workers’ compensation can be a complex area to understand as the requirements can differ between Australian states and territories. As one of the largest workers’ compensation insurers in Australia, CGU understands how to help you best.
Generally, if you employ or engage anyone else to work for you, you need to consider workers compensation insurance.
A worker is a person who has entered into or works under a contract of service with you –there does not necessarily need to be a formal written contract in place. A verbal agreement or simply an intent or understanding of an arrangement might be enough to determine that a person is a worker.
For more information about workers compensation in your state, visit our Workers Compensation section and select your state.