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Insurance for IT specialists

Tailored cover for IT professionals. Customise your cover online in just a few easy steps.

Cover designed for Professional Services Providers

Our Professional Services Insurance has been developed by experts so you can choose the right insurance package for your business. With the flexibility to pick and choose what you want, this is the easiest way to get a quick and accurate quote online.

CGU Professional Services Insurance covers you for:

Civil Liability

Civil Liability is defined as the compensatory damages, costs and expenses in respect of a Claim which include the legal costs of the person making the Claim, for which an Insured becomes liable; it does not include any criminal liabilities or penalties.

Civil Liability could include:

  • Breach of duty
  • Defamation
  • Loss of or damage to documents
  • Dishonest acts or omissions
  • Infringement of intellectual property
  • Misleading and deceptive conduct
  • Breaches of the Competition and Consumer Act & the Fair Trading Acts
  • Unintentional breach of warranty of authority.

For the full list of policy inclusions and exclusions, download the Policy Wording.

Claims investigation costs

The legal costs and expenses (including any expert costs where the choice of expert has been approved by us) of investigation, defending or settling any:

  • Claim or Covered Claim; or
  • Originating process (in a legal proceeding or arbitration), cross claim or counter claim or third party or similar notice or written or verbal demand from a third party claiming declaratory and/or other equitable relief against an Insured arising from the provision of the Professional Services.

For the full list of policy inclusions and exclusions, download the Policy Wording.

Expanded definition of a claim

The receipt by an Insured of:

  • Any originating process (in a legal proceeding or arbitration), cross claim or counter claim or third party or similar notice claiming compensation against the Insured; or
  • Any written or verbal demand from a third party claiming compensation against an Insured.

For the full list of policy inclusions and exclusions, download the Policy Wording.

Enquiries

Any legal or quasi legal enquiry including coronial enquiries (into a matter arising directly out of the provision of Professional Services and such matter is the subject of and is not excluded from Cover under this Policy) by a body conducting the enquiry (including a regulatory, licensing or statutory body) which has jurisdiction over the Insured (either by reason of a statutory power or by reason of the Insured’s membership of a professional association which has the power to discipline its members).

For the full list of policy inclusions and exclusions, download the Policy Wording.

Court attendance costs

For any Principal, Former Principal or Employee of the Policy who is required to physically attend at Court for the purposes of giving evidence as a witness in connection with a Claim or Covered Claim, then it is agreed that Claim Investigation Costs will include payments for each day that attendance at Court is required.

For the full list of policy inclusions and exclusions, download the Policy Wording.

Public Relations costs

We pay the reasonable and necessary fees, costs and expenses of a public relations consultant retained by the Policyholder with our prior written consent to design and implement a Publicity Campaign approved by us, to prevent or mitigate damage to the reputation of the Policyholder in consequence of a Claim or Covered Claim from the provision of Professional Services.

For the full list of policy inclusions and exclusions, download the Policy Wording.

Complete coverage for your business

Our products and services ensure all aspects of your livelihood can be protected. Even if you can't get it online, we offer a complete range of business cover options that are only a phone call away.

Additional insurance to consider:

  • Commercial motor vehicle insurance
  • Workers compensation
  • Personal accident and injury
  • Business interruption

To speak to one of our business insurance experts call us on on 1300 138 557 or speak to an insurance adviser.

Policy Documents

Get a Quote Online

Get a professional services quote online immediately, or call CGU on 13 24 81 to get a quote over the phone.

The difference between Professional Indemnity and Liability Insurance

Professional Indemnity

CGU's Professional Indemnity Insurance provides cover from potential threats, such as claims for alleged negligence or breach of duty arising from an act, error or omission in the performance of professional services.

Liability

CGU’s Liability Insurance is designed to protect your business against liability claims resulting from accidents or injuries that occur as result of your business activities, and accidental damage to property owned or controlled by someone else.

Our Professional Risks cover lets you choose the level of liability cover that works for your business.

$1.3BN

We pay on average $1.3 billion per year for claims.

98%

We pay on average 98% of all claims received.

24/7

24/7 claims anywhere in Australia.

20 YEARS

CGU Professional Risks has been providing leading Professional Indemnity Insurance for over 20 years.

Making a claim

it's the little things we do that help get your business back on track fast. We've made the claims process simple and hassle free.

Need to make an insurance claim?

Call 13 24 80

24/7 claims can be made Australia-wide

Email ua.moc.ugc@smialc