Farm and rural packages

CGU is Australia’s largest regional and rural insurer offering a range of specialist farm insurance products.

Tailored cover whatever your farming needs

As Australia’s largest regional and rural insurer, we pride ourselves on our local knowledge and value for money insurance policies, tailored to meet the specific needs of country Australians. We understand the communities we serve because we are part of them. 

With 160 years of history and currently insuring over 60,000 farms, CGU has the knowledge and specialist skills to tailor specialty farming insurance packages for all customers.

From hobby farmers to broadacre, and graziers to mixed farming. We understand that not all farms are the same, and that farmers must take advantage of the land that they work and the conditions they face. That’s why we provide a market leading rural products, offering a selection of covers which can be tailored to suit the needs of the individual farm.

Need comprehensive cover for your whole farm operation?

Available through insurance brokers and agents, CGU's CountryPak product is one of the most advanced and leading insurance policies available for farms today. It offers many features and benefits which are unique and provides cover for modern day Australian farms.

Additional specialist farm products 

  • Farm motor insurance

    CGU offers three levels of farm vehicle and machinery cover to choose between – from basic through to premium protection. Our policies are specifically designed for people on the land, offering flexibility in the types of vehicles and cover you can choose.

  • Crop insurance

    CGU Crop Insurance is specifically designed to offer maximum cover for Australian farms of various sizes and types. So whether crop farming is your chosen profession or just a hobby, CGU has the cover for you. CGU offers tailored policies including: crop insurance, wine grape growers insurance, cotton insurance and seasonal insurace. Our crop policies provide cover against major perils such as hail and fire, and also covers crops against damage resulting from chemical overspray or straying livestock. It covers your harvested crop both on your farm and in transit.

  • Livestock insurance

    At CGU we specialise in giving stud stock producers and buyers the best possible insurance service. CGU Livestock Insurance provides all-in-one cover for your entire stud stock, including stud cattle, rams and ewes, goats, and alpacas. You can also insure many other types of stud stock – just ask. Your livestock will be automatically covered and insured for an agreed upon value right from sale. 

Find an insurance broker

Our Speclialised Farm and Rural insurance products are available through insurance brokers and authorised representatives. An insurance broker will give you advice to make sure you have the right cover for your business needs.

Find an insurance broker