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Motor Composite Insurance

With three options of cover to choose from, CGU Motor Composite Insurance is a flexible policy offering comprehensive protection:

  • Composite cover – offers protection against loss or damage to your insured vehicles, as well as legal liability for loss or damage to another person’s property.
  • Fire, Theft and Third Party – offers protection against loss or damage caused by fire, lightning or thunderbolt and theft or attempted theft.
  • Third Party Only – covers your legal liability for loss or damage to another person’s property.

You can also choose from three categories of vehicles to cover:

  • Specified vehicles – vehicles owned by the insured and used for either business or private use.
  • Unspecified vehicles – vehicles owned by the insured as part of their equity, generally vehicles held for sale.
  • Customer vehicles - vehicles belonging to a customer that have been entrusted to the insured for repair, servicing, alteration, painting, inspection, storage or maintenance.
Get a quote and apply

Contact your insurance adviser or find an insurance adviser to obtain a Motor Composite Insurance quote and complete an application.

Make a claim

Already have CGU Motor Composite Insurance and need to make a claim? Our claims section will point you in the right direction.


With three levels of cover to choose from and three categories of vehicle cover, you can tailor your policy to your insurance needs.





Key Features

  • Automatic transit cover Australia wide for any unspecified or specified vehicles up to $300,000
  • Extensions available for:
    • towing or transportation cover for customers vehicles up to $250,000
    • malicious damage and flood cover to unspecified vehicles at the premises
    • hail damage to unspecified vehicles at the premises. Depreciated vehicle allowance and advertising costs can also be elected for hail damage to unspecified vehicles

Do you need professional advice?

Find an Insurance Adviser

An insurance adviser can play a vital role in protecting all aspects of your business - while saving you time and money.

» 5 steps to select an insurance adviser


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