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Industrial Special Risks Insurance

CGU Industrial Special Risks Insurance (ISR) provides property damage cover and consequential loss cover for medium to larger organisations with diverse operations and insurable value over $10 million. This policy is designed to protect physical assets, including buildings, stock, plant and machinery and other property. Our policies contain industry-agreed base wordings (Mark 4 & 5) that can be tailored to your specific business needs.

Get a quote and apply

Contact your insurance adviser or find an insurance adviser to obtain an Industrial Special Risks Insurance quote and complete an application.

Make a claim

Already have CGU Industrial Special Risks Insurance and need to make a claim? Our claims section will point you in the right direction.


Industrial Risks CGU InsuranceWith the capacity to customise your policy to your individual business insurance requirements, you only pay for the cover you need.




Key Features

  • Cover for property damage by any cause not otherwise excluded under the policy
  • Industry-agreed wordings (Mark 4 & 5), with the ability to include variations from the standard wordings to tailor cover to meet insured’s needs (subject to review by underwriting)
  • A CGU ISR Classic policy is also available in addition to the Insurance Industry-agreed wording, which provides broader cover to the standard.
  • Cover for reinstatement or replacement (including extra costs)
  • Cover for consequential loss
  • Cover for theft and money

Related Policies

Explanation of Fire Services Levy that apply to your policy

Insurance issued by CGU Insurance Ltd AFSL 238291. This website contains general advice only and doesn't take into account what you currently have, want and need for your personal circumstances. It is important for you to consider these matters and read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS that may apply (which are all available on this website) before you make a decision about an insurance product.

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