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Business Package

CGU Business Package is specifically designed to meet the needs of Australian small-to-medium sized businesses. It provides wide-ranging protection for your business under the one easy-to-read policy. And with the potential to combine 10 individual insurance covers, you can tailor your policy to meet your business's insurance needs.

Get a quote and apply

Contact your insurance adviser or find an insurance adviser to obtain a Business Package quote and complete an application.

Make a claim

Already have CGU Business Package and need to make a claim? Our claims section will point you in the right direction.


cgu insurance, business insurance, business packageWhen you take out a Business Package policy with CGU, you’ll also gain free access to our award-winning online risk management tool, CGU Business Risk Radar.

Key Features

  • Tailor your solution to meet your individual business needs, regardless of size and type
  • Provides wide-ranging business insurance protection for your business under one policy
  • Access to CGU Right Cover
  • Build your customised policy from 10 individual insurance covers:
    • Property - Damage to buildings, contents and stock caused by fire & perils and accidental damage.
    • Business Interruption - The shortfall in your business income caused by the interruption to your business after you’ve had an insured loss.
    • Theft & Money - Theft of business contents or stock, or theft of money.
    • Broadform Liability - Your legal liability to pay compensation for personal injury or property damage.
    • Machinery Breakdown - Damage to machinery caused by breakdown, or damage to boilers and pressure equipment caused by explosion and collapse. Refrigerated or frozen goods can also be covered against deterioration.
    • Employee Dishonesty - Fraud or dishonesty by your employees.
    • Computers & Electronic Equipment - Fire, theft, accidental damage, breakdown and business interruption cover for computers and electronic equipment.
    • Glass - Breakage of internal and external glass and signs.
    • General Property - Primarily designed for property (excluding stock) which is moved around, like tools of trade or professional equipment.
    • Tax Investigation - Costs incurred by your accountant or registered tax agent (after receiving notification from the Australian Taxation Office) in conducting an audit or investigation in relation to your liability to pay tax.

    More Information

    Explanation of Fire Services Levy that apply to your policy

    Insurance issued by CGU Insurance Ltd AFSL 238291. This website contains general advice only and doesn't take into account what you currently have, want and need for your personal circumstances. It is important for you to consider these matters and read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS that may apply (which are all available on this website) before you make a decision about an insurance product.

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